Home Loan

Fulfil your dream of owning a home with the Credit Gulf Home Loan which offers home loans starting at Rs. 100,000. The Credit Gulf Home Loan comes with a host of benefits such as smaller EMIs where you can space out your payment over a longer tenure, attractive interest rates, an easy application process, doorstep service.etc

How it works

A home loan is the most feasible way to fund the purchase of your dream home comfortably. It offers ample funds for home purchase and has a long repayment tenor too. Further, choosing a home loan that has a nominal rate of interest, value-added features and no hidden fees and charges will make your borrowing experience smooth and worry-free.So, take a look at the steps that you must take to get a good home loan in India.

Every bank and financial institution list the rate of interest for various home loan products on their websites. Visit as many websites as you can to compare the features and benefits and drawbacks of home loan products. Select the one that suits your need the best.

If you think that home loan fund 100 per cent of the cost of your dream home, then you do not understand how home loans work. Banks fund only up to 80 per cent of the market value of the property.You must arrange 20 per cent or more of the cost of your home.

Working Process

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Address proof

Similar documents need to be provided to prove that you are actually staying at your current address.

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Documents to submit

While submitting the application form, every bank asks for several documents. And most banks these days .

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Proof of income

This will need to be backed up by proof such as copies of last three year’s Income Tax returns.

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Age proof

Copy of your school leaving certificate Passport/ration card/PAN card/Election Commission’s card/etc.

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You do this every month, for 60 months, and at the end of the term any debt balances you still owe are written off. You don't have to deal with nasty creditors any more, and all the hard work is done for you.