Personal Loan

Personal loan by comes with instant approval and disbursal within just 24 hours! Borrow up to Rs.25 lakh without the need to pledge any collateral. Simply meet creditgulf eligibility criteria and submit your basic documents to avail the money that you need. Repay your loan with ease with our flexible repayment tenors ranging from 12 months to 60 months.

How it works

When you apply for a personal loan, the lender approves the loan amount after checking your credit score & other details. Once the personal loan amount is approved, you’ll receive the amount directly in your bank account. The entire loan amount is payed back in instalments within a fixed timeframe specified by the lender. The interest rate on your personal loan is determined by your credit score. A good credit rate will help in reducing personal loan interest rate and help you save money when you repay the debt.

Working Process

Enquiry with a financier

he first step is to get in touch with a lender. How do you know whom you should approach? You need to get in touch with as many lenders as possible and get them to make loan offers.

Documents Collection

After you finalize your lender, the lender’s direct selling agent will visit you and collect documents supporting proof of income, residence proof, and identity. You may be require.

Field Investigation Agency

After submitting the documents, a field investigator will visit your home to double check the facts provided in the documents, such as your place of residence, tenure at work place.

Loan approved

Once the lender is satisfied with the veracity of your documents, the loan is approved. The lender then disburses the amount through cheques or demand drafts (DD).

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You do this every month, for 60 months, and at the end of the term any debt balances you still owe are written off. You don't have to deal with nasty creditors any more, and all the hard work is done for you.